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Kohl's purchases

By stacking coupons and earning rewards, you can save hundreds of dollars at Kohl's to buy items you really want.

If you were like me in the past few weeks, you did plenty of shopping either in store, or online, or a little of both. I definitely spent the most amount of money at Kohl’s, mostly online (thank you delivery drivers), yet I saved a whole lot more money, plus received some back in return. To get the most out of Kohl’s shopping, you have to know how to play the game, so here are some of the key things you need to know to shop and save the most at Kohl’s.

1. Get the Kohl’s credit card

Now, I only advocate this if you can pay it off in full every month to avoid paying interest, but having a Kohl’s credit card means lots of additional savings throughout the year. There are often offers for up to 30 percent off, as well as free shipping, only for Kohl’s card holders. You might get a mailer with 15 or 20 percent off, but online you can always use the 30 percent off code, even if it’s not what you got in the mail. Pair that with the free shipping, and you have a great deal without even having to leave the house. Plus, there are promo coupons sent throughout the year, like $10 off any $10 or more purchase.

2. Earn rewards

Be sure to join YES2YOU rewards so you can earn 1 point for every dollar spent, and when you earn 100 points, you will get a $5 reward the first day of the next month, good for 30 days. Points do carry over until the end of the year. Another way to earn rewards is through Kohl’s Cash. Many times throughout the year, you can earn $10 Kohl’s Cash on a $50 purchase to be redeemed on a future purchase in a specific time frame. Because Kohl’s Cash and rewards can be redeemed on almost anything, it’s the perfect way to pick up some items for free that you might need like towels or socks, or pick up small gifts to put away for a birthday or Christmas.

3. Stack offers

At Kohl’s, you can use multiple types of coupons and rewards to save more. For example, shortly before Black Friday, there was a surprise one-day-only coupon code sent to email subscribers. For maybe the first time ever, I received a 40 percent off coupon. There was also a coupon for $10 off a $50 home purchase. Plus, there was an offer for Kohl’s Cash. After doing the math, I realized that I would get a better deal then, instead of waiting until Black Friday week on two of the big items I had my eye on: a Roomba and an air fryer. You can redeem only one percent-off coupon, but usually can use different types of dollar-off coupons if you meet the terms. The important thing to note is how they stack the coupons; any dollar-off coupon, Kohl’s Cash, or reward will come off the total first, and then the percentage off. Kohl’s cash will also be earned on the total after all discounts. Be sure to read the fine print on the percentage and dollar-off coupons as they do have some exclusions (like the Fitbit I bought). However, you can still earn and redeem Kohl’s Cash and rewards on those items. If there is no free shipping code at the time, you can also do free store pick-up, though you’re limited to what they have in stock in store.

4. Shop sales and clearance carefully

I understand the marketing strategy that many stores use. The original prices are high, so when it goes on sale, it seems like a great deal, and people will buy. At Kohl’s, things are very often on sale. But if you shop there often enough, you learn when the sale is actually a really good sale, instead of just a marketing strategy. Thirty percent off isn’t that great if you know that brand often goes to 50 percent off. You will also know that the clearance price might not be that great until it gets marked down more, and that you’ll find better clearance in store, rather than online. But, when you can pair those great sales and clearance prices with coupons and rewards, it makes for some fantastic deals.

Sometimes at Kohl’s, waiting until just the right time will get you the best prices. One thing is for certain, never pay full price at Kohl’s. Even on the excluded items that you cannot get cheaper with coupons, wait until you can earn Kohl’s Cash at least. If you use these tips to shop at Kohl’s, it might very well become one of your favorite stores, just like it is for me.

Maggie Hensler is a teacher living the frugal life in Davenport with her husband and two boys. Her column runs every Saturday in the Quad-City Times.

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